When it comes to maintaining your home, your chores are usually split into two categories. Issues like squeaking door hinges, dripping faucets and chipped tiles can be shifted to the back burner without any consequence. Then there are the Real Problems™ that can’t be treated like annoyances you put on a to-do list and forget about — these situations need to be addressed the moment that you notice them. Let’s take a look at these issues, so you know when you should take action — and when you can take a break.
Dangerous tree branches
One of the red flags that you should never ignore as a homeowner is a dangling tree branch — a long and precarious limb can tumble during a harsh winter storm with strong winds or heavy snowfall. The branch can cause a lot expensive damage by landing on your house, your garage or your car parked outside.
People who have homeowner’s insurance may have their costs covered, if the situation is discovered to be an unpredictable accident. When investigations reveal that the branch fell due to negligence, the costs come out of your pocket. The same is true if it crashes into your neighbor’s property, and neither has the right coverage available.
Black mold creeping up walls and parts of your ceiling is one of the home issues you shouldn’t ignore — this is especially true when it is in a spot like a living room or a bedroom. If it’s a couple of spots along bathroom tile, you can clean it all on your own without any worry. If it’s a sizable patch that can’t be quickly scrubbed away with a toothbrush, you need to contact a professional to evaluate the problem.
Even if you can’t see any black spots, you could still have black mold hiding in the corners of your house, behind walls or underneath the carpet. If you’re worried, check to see if the following signs of toxic mold growth are taking place in your house or if the physical reactions are all too familiar:
- Bubbling paint
- Squishy floorboards
- Lumpy insulation
- Musty smells
- Frequent asthma flare-ups
- Itching or burning skin
- Stinging or watering eyes
Ants, cockroaches and fruit flies may be upsetting to see swarming through the kitchen, but they have nothing on these critters. A termite infestation is one of the biggest house problems to never put off fixing because they can do extensive structural damage in a short period of time and they are incredibly difficult to get rid of all on your own. You will need to hire an exterminator to get rid of them, which means they will likely have to tent the entire house and fumigate it.
Colonies can be underground or in the structural elements of your property, so you have to look for clues of their existence. People who spot any of these signs of termite infestation should call pest control right away so that they can salvage as much of their home as they possibly can:
- Rotting or hollow wood
- Powdered wood shavings on the floor
- Miniature mud tubes around the foundation
Another reason why you have to deal with termites as soon as you spot the warning signs is that insurance often doesn’t cover damages from them. This would be the opportune time to dip into your savings and call exterminators to save yourself extensive costs in the future.
If you spent your monthly budget on essentials and the initial payment for pest control is too much, you can turn to MoneyKey for a cash advance. The loan can give you support with this urgent house problem, so that you can get it fumigated and cleared of pests. What’s helpful about this service is that you can skip the long applications processes of traditional banks and make the payment in a flash.
The company is good for more than quick loans and relief during stressful situations. They offer plenty of practical advice for people who want to take care of their household and save their money. You can browse their website to find great tips for reducing monthly bills and what smaller repairs can make a huge difference to your bank accounts like insulating windows and getting programmable thermostats. The savings that you gain can be directly put into your emergency repair fund, in case the above problems ever happen again.
There will always be chores and household issues that can wait a couple of weeks before you pull out your toolbelt or call a professional, but dangling branches, black mold and termites are not worth the cost of waiting. In this case, time is of the essence and you will need to get those problems solved before they get bigger.